Commercial Guidelines

STANDARD LOAN GUIDELINES FOR ALL LOANS

LOAN to VALUES:

           65-75% LTV  all Properties
                                                
INTEREST RATES:
            3.75 – 5.50% Interest Average
            8.99 – 11% Bridge Loans/Hard Money                                                                              
                                                                                                                
 TERMS:
            5, 7 and 10 year Terms                                   
                                                                           
 AMORTIZATION:
           25-30 years

Property Types

Apartments (5+ units)
Assisted Living
Auto Services
Bed and Breakfast
Campground / RV Park
Car Wash
Church
Condo Conversion
Convenience Store with Gas
Day Care Center
Development (residential)
Dry Cleaner
Educational Center
Funeral Home
Gas Station
Golf Course
Health Care
Hospital
Hotel Condo
Hotel / Motel
Investment Condo
Land Development
Light Industrial
Marina
Mobile Home Park
Multi-Family
Office
Office Condo
Parking Garage
Restaurant
Retail
Self Storage
Single Family Residence
Town Home
Warehouse

 

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